Workers' Compensation

On-the-job injuries in our highly industrialized society occur with far more frequency than most of us realize. An occupational injury could place a financial, emotional, and physical burden on you and your family. Workers' compensation laws have been enacted with an intent to assure the injured worker receives the best care available.

Cost Factors

When someone is injured on the job, the cost affects not only the accident victim, but others as well.

The Injured Employee

The employee suffers a loss of earning power for as long as he/she is out of action, work time, and undue suffering.

The Employer

The employer suffers in manpower, productivity, and compensation costs.

The Insurance Company

The insurance company pays for health-care costs and disability benefits for as long as the employee is unable to work.

Types of Injuries

Back injuries are the most common of all job-related injuries. These injuries can result from falls, careless lifting, bending improperly, moving heavy objects, or poor working posture. Often these injuries force individuals to severely limit their activities or confide themselves completely to bed.

Upper back injury (spinal strain or wrenched back) affects the arms and shoulders creating muscle soreness and pain. Often there is no position, standing or sitting or lying down, that will alleviate the discomfort. Medical treatment usually brings speedy relief and long-lasting corrections.

Lower back injury (sacroiliac or lumbosacral strain) affects the use of the legs and can create extreme pain or temporary disability. However, disability may be avoided if proper care is received from a doctor.

These are just a few of the most common on-the-job related injuries. Medical care, in most cases, is effective in treating and removing the underlying source of post-injury pain without drugs or surgery.

Medical Treatment

Choosing a doctor is the key to getting the best care available. Statistics indicate that the amount of suffering, time lost from work and cost of treatment are all significantly reduced when the injured person receives immediate care. Upon injury, the individual often alters the normal position or flexibility of the spinal vertebrae. Treatment is designed to restore normal alignment and thus minimize pain and suffering without prescribing drugs or performing surgery.

Our doctors also provide guidance with advice designed to reduce work-related injuries. The proper lifting procedures and the therapeutic stretching exercises he can suggest may prove helpful in preventing future injuries.

The healthcare professionals in the Injury Help Today network are all prescreened medical experts available for your clients. Contact us to make an appointment for your client today!

For more information, see our special section on insurance.

Texas Division of Workers Compensation